Resting on Your Rights: The Judge Can't Help You!
In a recently decided case, the North Carolina Court of Appeals reinforced the maxim that resting on your legal rights will lead to a waiver of those rights. Unifund CCR, LLC v. Isabelle Francois, involved a “debt buyer’s” lawsuit to collect on old credit card debt. The creditor sued Ms. Francois for $4,618 on credit card purchases that were more than three years old. The complaint stated, apparently in error, that the suit was filed within the statute of limitations (three